Spendif.ai — Install & first launch

✨What you get

Imports any bank's CSV/XLSX — auto-detects format, no manual mapping
AI categorisation, fully offline — local LLM included, no cloud needed
Local AI by default — data stays on your machine; remote LLM is opt-in and redacts IBAN / cards / owner names (amounts and dates still travel — see roadmap)
Five languages — Italian, English, French, German, Spanish
Card-account reconciliation (beta) — pairs credit-card settlements with the underlying expenses to avoid double-counting(edge cases still being refined)
Internal transfer detection (beta) — matches transfers across your own accounts so they don't inflate dashboards(edge cases still being refined)

1Download for your system

🍎

macOS

SpendifAi-*.dmg

Download DMG

macOS 12 Monterey or later. Apple Silicon only (M1 or newer).

🪟

Windows

SpendifAi-*.msix

Download MSIX

Windows 10 1809+ / Windows 11. Sideload + trusted cert needed during pre-alpha.

🐧

Debian / Ubuntu

spendifai_*_amd64.deb

Download .deb

Ubuntu 22.04+, Debian 12+, Mint 21+.

🎩

Fedora / RHEL

spendifai-*.rpm

Download .rpm

Fedora 40+, RHEL 9+, Rocky / Alma 9+.

Looking for a specific version? See all releases · Source code: spendifai/spendif-ai.

2Install

macOS — DMG

1. Double-click the downloaded .dmg.

2. Drag Spendif.ai.app into the Applications folder.

3. Eject the DMG (Cmd+E) and launch the app from Launchpad.

If you see "Spendif.ai cannot be opened because the developer cannot be verified" (build not yet signed): right-click the app → Open → confirm.

Alternatively, with Homebrew:

brew tap spendifai/spendifai
brew trust --cask spendifai/spendifai/spendifai
brew install --cask --no-quarantine spendifai

From then on you update with brew update && brew upgrade --cask spendifai.

📷 Screenshot

assets/screenshots/macos-dmg-dragdrop.png

(drag & drop from DMG to Applications)

Windows — MSIX

1. Double-click the downloaded .msix.

2. The built-in App Installer opens. Click Install.

3. The app appears in the Start Menu — launch from there.

If you see "Unknown publisher": open PowerShell as admin and import the certificate once (see the guide).

📷 Screenshot

assets/screenshots/windows-msix-install.png

(Windows App Installer dialog)

Linux — .deb / .rpm

From the terminal:

sudo apt install ./spendifai_*.deb (Debian/Ubuntu)

sudo dnf install ./spendifai-*.rpm (Fedora/RHEL)

The postinst installs uv, creates the venv, downloads the model and writes .env. Full guide: installation docs.

📷 Screenshot

assets/screenshots/linux-deb-install.png

(dpkg/dnf terminal output)

3First launch

On first launch Spendif.ai sets up its environment — it's the longest step, but happens only once.

⏱ Time required: depends on your connection speed (usually 5-15 minutes). Free disk space required: ~5 GB. Good news: you can start filling in the wizard right away, the model downloads in parallel.

3a. Splash + AI model download (in parallel)

Double-clicking opens a native window with a splash screen. Spendif.ai detects your RAM/VRAM and kicks off a background download of the LLM best suited for your hardware (Qwen 2.5, Gemma 3 — sizes from 1 to 8 GB).

The model lives at ~/.spendifai/models/ (macOS/Linux) or %USERPROFILE%\.spendifai\models\ (Windows) and survives reinstalls. The configuration wizard appears within seconds, without waiting for the download to finish.

📷 Screenshot

assets/screenshots/splash-download-progress.png

(splash + model download progress)

3b. Onboarding wizard — 4 steps

While the model continues downloading in the background, the configuration wizard guides you through 4 steps:

1. Language — taxonomy, date format, number separators.
2. Holders — your name and the variants your bank uses.
3. Accounts — current account, cards, cash.
4. Summary + Start — everything is written only here, no partial persistence.

Every step shows a live download banner at the top (e.g. "📚 78% · ~3 min"). On the final summary, the Start button stays disabled until the model is 100% — so the Import page works immediately when you reach the app. Everything is changeable from Settings later.

📷 Screenshot

assets/screenshots/onboarding-step-1-language.png

(wizard step 1 — language selection)

3c. App ready

On confirm the wizard creates the SQLite database and lands you on the Import page. From here you load your first bank CSV/XLSX files.

From then on the flow is: double-click → splash (1-2 seconds) → app. No more downloads, no more wizard.

📷 Screenshot

assets/screenshots/app-ready-import-page.png

(app ready, Import page)

Having trouble?

Full documentation: install guide · user guide · macOS deep-dive · Windows deep-dive.

Bugs, questions, requests: open a GitHub issue.

What's coming next

Spendif.ai is in alpha. The features we add next are decided together with the people using the app today: no speculative work, no roadmap dictated from above.

Features under evaluation based on alpha-tester feedback:

Cash tracking — log cash purchases manually, with no bank statement attached
Investment performance — see at a glance how the instruments in your portfolio are doing
Companion mobile app — capture cash on the fly from your phone and sync with the desktop

Would one of these help you? Tell us in GitHub Discussions. When enough requests stack up on the same feature, it moves to the top of the queue.